Calling all freelancers, designers and creatives:
How do you feel about your bank?
It was probably established decades ago for a different type of worker.
But not for you...
But what if your bank...
Paid you a salary to help with cashflow
Automated your quarterly taxes
Made expenses a breeze
Made it easy to collect payments
Provided resources to help you run your business
Gave you rewards you actually cared about
And more...
What if...

Re-thinking banking for creative freelancers

Receive a salary, breeze through taxes, manage expenses, collect payments and so much more.
Claim your waitlist spot
only 1k total spots available

Freelance cash flow is chaotic.
With Zestful it won't be.

Zestful takes your average income over 90 days and converts it in to a paycheck that you get every two weeks, regardless of cash flow - So even if you don't collect any payments during a pay period, we'll cover the difference.

Smooth out your cashflow

Zestful helps cover gaps between projects (and payments) by floating the difference to make up your paycheck - so you get paid the same each time.

Paid directly to your personal bank account

Payments are deposited directly in your personal bank account of choice (or keep it in your Zestful Checking).

Taxes automatically withheld

The amount you receive has already accounted for taxes, so it's yours to spend however you like.

Sunday
Monday
Tuesday
Wednesday
Thursday
Friday
Saturday
1
2
3
$100
Online Course
4
5
$100
Online Course
6
$2,500
Client Invoice
7
8
$155
Store Sale
9
$750
Client Invoice
10
11
$100
Online Course
12
13
14
15
$100
Online Course
16
17
$230
Store Sale
18
19
$2,500
Client Invoice
20
21
22
23
24
25
26
Sunday
Monday
Tuesday
Wednesday
Thursday
Friday
Saturday
1
2
3
4
$2,500
5
6
7
8
9
10
11
12
13
14
15
16
17
18
$2,500
19
20
21
22
23
24
25
26

But seriously,
we'll pay you a bi-weekly salary.

We know cash flow can be inconsistent; Projects running long, clients not paying on time, or even gaps between work. With Zestful you get paid the same amount every two weeks, regardless of cash flow.
Before Zestful
$2,500
Jan 27
$2,000
Jan 5
Jan
$3,000
Feb 25
Feb
$3,000
Mar 25
$2,000
Mar 10
Mar
With Zestful
$2,500
Jan 30
$2,500
Jan 15
Jan
$2,500
Feb 30
$2,500
Feb 15
Feb
$2,500
Mar 30
$2,500
Mar 15
March

Quarterly taxes are a pain in the A$$.
Let's fix that.

Zestful automatically sets aside money for taxes when you collect income, and when the time is ready lets you pay them in one click. Seriously.
$2,000
Step 1

Get paid as you normally would, from any source.

Collect payment directly with Zestful Invoices or any other source (Shopify, PayPal, Venmo - you name it).

$2,000
$1,360
Checking
Step 2

Taxes are automatically withheld and saved seperately.

Taxes are instantly calculate and separate when you receive income. These dollars are placed in a separate savings account to pay taxes later.

Q4
$640.00
Pay Now
Q3
$940.00
Paid
Q2
$720.00
Paid
Step 3

Pay your quarterly taxes with one click. Seriously.

Because Zestful withholds taxes on each payment received, you'll have all the cash you need to pay each quarter - no more unpleasant surprises.

Keeping your work-life balance(s) in sync should be easy.

Manage transactions in real-time via web or on the go with the Zestful mobile app.

Manage expenses in real-time, anywhere.

Use your physical or virtual Zestful cards to make purchases for work and life, we'll make it easy to manage them and even automatically classify your transactions over time.

Fact: 54% of freelancers don't accurately track their expenses...

Costing them over $1 billion each and every year in potential tax savings.

Target
$64.74
Life
Postmates
$32.34
Food & Drink
Apple
$1242.34
Computer Equip.
Spotify
$14.99
Life
Sketch
$12.99
Software

Physical and virtual cards to make spending easy peasy lemon squeezey

Heavy duty metal cards. Your wallet might not be ready...

Receive one or multiple physical card(s) to make in-person purchases.

Software
Tap to view details
4539
/
Food & Drink
Tap to view details
9546
/
Equipment
Tap to view details
1943
/

Create unlimited virtual cards to better manage expenses.

Spin up (or down) virtual cards for software, inventory, office space or whatever you'd like.

Additional features include...

Mobile and web app

Access your Zestful account on the go with our mobile app, or any time online via the browser.

Savings account with auto-save features

Set saving preferences to store cash away for a rainy day (or sunny vacay).

Send and collect custom invoices

Create and send custom invoices to send to clients, allowing them to pay in one click.

Send proposals and contracts

Create and send custom proposals and contracts that your clients can e-sign and store for reference later.

Reporting and accounting

Export a variety of reports, including profit and loss statements, income statements and more.

Add multiple team members to your account

Freelancing together? You can add multiple people to your Zestful account and manage together.

Features crafted for the creatives

Manage transactions in real-time via web or on the go with the Zestful mobile app.

Multiple income streams? That's our specialty.

Whether your collecting payments from PayPal, Check, Venmo, Uber or literally any provider - we got you.

Qualify based on historical income

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Send invoices and collect payments with Zestful

No more worries about paying bills on time, we got your back.

Qualify based on historical income

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Qualify based on historical income

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Discounts and perks on products you use and love every day